Q & A - Know Your RightsQ:
As a cyclist, is there anything I can do to protect myself financially in case I am in an accident while on my bike?
Homeowner or Renter Insurance
Uninsured Motorist Insurance
With UM coverage, you can be sure of having a source of recovery for any medical expenses, loss of income, disability, or other injuries and damages sustained in a bike accident caused by a motorist who carries little or no liability insurance.